Low Interest Rates Driving Refinances

Low interest rates are driving an origination boom that seemed unlikely at the start of the year, and it doesn’t look like it will slow down anytime soon. The MBA predicts that lenders will continue to see higher volume for the rest of 2019 with a 15% increase in originations compared to 2018

Comments

Post a Comment

Popular posts from this blog

A Loan Modification Could Help

  What is a loan modification Loans can be modified in various ways. For instance, the lender may lower the  interest rate ; extend the length of the loan; or allow a homeowner to skip payments until he’s found a new job, adding those missed payments to the principal to pay later. The terms all depend on the homeowner’s specific circumstances, but the goal is ultimately the same: to provide financial relief for homeowners who are struggling to pay their mortgage. To get a loan modification, you’ll need to apply through your current mortgage lender, and you can start by filling out a  Request for Mortgage Assistance form . Your lender will probably require the following documents: Your monthly mortgage statement Information about any other mortgages on your home For salaried employees or hourly wage earners, two recent pay stubs that reflect year-to-date income For self-employed homeowners, your most recent signed and dated quarterly or y...
Read more

A Cleaning Routine You Should Do Every Night

  1. Clear the Sink (5-7 Minutes) The  kitchen sink is among the dirtiest spots  in a home because they harbor bacteria and moisture, especially throughout the day. After dinner, either load and run the dishwasher or  handwash dishes  and add them to the drying rack. If you have a garbage disposal, use it to remove any lingering debris. Next, thoroughly  clean the kitchen sink , including the drain, faucet, and handles. Wipe the entire area dry with a clean cloth. If you feel motivated, do the same with any hand-washed dishes and put them away so you don't have to do it the next day. 2. Tidy Visible Clutter (5-7 Minutes) Knocking this off your list will automatically make spaces look neater and lower your stress levels. Talk about a win-win! Take a few minutes to go through high-traffic areas like the living room, entryway, and kitchen and re-home stray items that have piled up throughout the day.  Declutter countertops , corral chargers and remote con...
Read more

Ways to Make Your Whole House Smell Amazing

Image
  Every house has its own scent. Sometimes it's good, and sometimes it isn't. Creating the fragrance atmosphere that makes your home smell like, well, home, means considering all the different scents that permeate your space, from your candles and your cooking to your pet and your perfume.  Try a Stovetop Scent The clean, fresh scent of citrus and florals is easy to create with a few key ingredients found in your refrigerator or pantry. "Place a mixture of your favorite herbs, spices, and water in a pot and simmer on the stove. By mixing slices of lemon, orange, and lime with spices like mint, lavender, or basil, you can make your house smell great with things that are already in your kitchen. Use Candles Carefully While candles, diffusers, and fragrance sprays are simple ways to scent your home, you should only use them when you  aren't  cooking.. Run a Lemon Through Your Garbage Disposal You may not notice the smell of your garbage disposal, but lingering odor...
Read more